Privacy Policy

Top Dollar Settlement (TDS) (dba for Agile Marketing LLC) collects information via our website(s) using web forms. The information collected by these web forms is used solely for the purpose of contacting the consumer for new applications, program qualifications and customer support and service. The web forms collect basic contact information such as name and email address.

The information and data collected from web forms is stored in an offline database that is not connected to or integrated with any other third-party applications. TDS does not sell any data or share collected from our web forms with any third-party vendors for marketing or other purposes without prior approval of the consumer.

No medical information is collected on this site. That being said, TDS is HIPAA-compliant. HIPAA (Health Insurance Portability and Accountability Act of 1996) is the federal legislation protecting your medical information. No medical information is shared with third parties without prior approval of the consumer. Additionally, no protected information such as you social security number or credit card number is collected on this site. That being said, we would not share any protected information with a third party without prior approval of the consumer.

Privacy Policy – If You Chose to Sell Your Policy

Before TDS collects any medical or protected information, consumers are required to sign a separate HIPAA release and Privacy release allowing us to collect medical and protected information to enable TDS to evaluate the life insurance policy for sale. All medical information and protected information is segregated. Please contact us if you wish further details on our HIPAA and protected information policies and procedures.

TDS may share your information with Affiliates and approved third parties for the purposes of underwriting and ascertaining the value of the policy. In cases where TDS does not acquire your policy or is not licensed in that state to acquire a policy, TDS may share your information with pre-approved third parties. That party must also comply with TDS’ HIPAA policies and procedures. 

The types of personal information we collect and share depend on the transaction(s) you have with us. This information can include:

  • Social Security number and contact information (e.g.: name, address, telephone number(s), email)
  • Medical information
  • Credit history/credit score, information contained in public records, and any other information and documents you provide to us or authorize us to obtain

However, you can contact us at any time to limit our sharing. Companies affiliated with TDS may choose not to share nonpublic personal information with Affiliates or Nonaffiliates, even if that sharing is generally allowed.

Questions?

Email us at info@topdollarsettlement.com

or call us at 617.226.7664

or via mail to: Agile Marketing LLC; 529 Main St., Suite 1M7; Charlestown, MA 02129

This notice is provided by TDS on behalf of itself and Affiliates.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing

A formal agreement between nonaffiliated companies that together market transactions to you.

OTHER IMPORTANT INFORMATION

Nevada: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by following the directions in the section above entitled, “How can I limit the sharing of my information?” Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number- 1 -800-715-8127; email: BCPINFO@ag.state.nv.us. 

Vermont: In accordance with Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, except as permitted by law, such as with your consent, to service or audit or fund your transactions or with financial institutions (or other companies) with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your authorization or consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.

EFFECTIVE JANUARY 1, 2020
CALIFORNIA RESIDENT RIGHTS

As a California resident you have the following rights under the California Consumer Protection Act (CCPA):

1) You have the right to request that a business delete any personal information about you which the business has collected from you. The CCPA provides certain exceptions to the right to have personal information deleted;

2) You have the right to request, free of charge, that a business that collects personal information about you disclose to you the following information covering the 12 months preceding your request:
a) The categories of personal information it has collected about you;
b) The categories of sources from which the personal information is collected;
c) The business or commercial purpose for collection or selling personal information;
d) The categories of third parties with whom the business shares your personal information; and
e) The specific pieces of personal information it has collected about you.

3) You have the right to request, free of charge, that a business that sells personal information about you, or that discloses it for a business purpose, disclose to you the following information covering the 12 months preceding your request:
a) The categories of personal information that the business collected about the Consumer.
b) The categories of personal information that the business sold about the you and the categories of third parties to whom the personal information was sold, by category or categories of personal information for each third party to whom the personal information was sold.
c) The categories of personal information that the business disclosed about the Consumer for a business purpose.

4) You shall have the right, at any time, to direct a business that sells personal information about you to third parties not to sell your personal information. We do not sell any of your personal information.

5) A business shall not discriminate against you because you exercised any of your rights under the law.

Website Privacy Notice

When you visit or browse our website, we and our advertising, marketing, or service partners may collect information such as your Internet Protocol or “IP” address, the “URL” of the web pages you visit, and may use “cookies,” web beacons, or other objects to collect statistical and other information about your use of the our website and other websites. The purpose of collecting this information is to improve the effectiveness of our website and to conduct targeted advertising or marketing. The collected information may include, for example, the web pages you visited; the date and time of your visit; the websites you visited immediately before and after visiting our web site; your language preference; demographic information; the kind of browser you use; and the popularity of various advertising words and phrases used by us. The collection of this information allows for the compilation of aggregate and anonymous information about the usage of our website and other websites.

Furthermore, our website also uses one or more media-players in order to deliver video content. Accordingly, the site may place a local shared object or “flash cookie” on your computer in order to enhance the functionality of such media-players and to remember personalized settings.

Your web browser should allow you to manage cookies and you can manage your Flash cookies by visiting http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager07.html. “Flash” is a registered trademark of Adobe Systems Incorporated.

We define children as individuals under the age of 16. Our website is not intended for the use of children and we do not knowingly solicit or collect information from children.